Yearly Archives: 2013

10 Common Car Buying Mistakes

10 Common Car Buying Mistakes

Walking onto a car lot can feel like a train wreck in slow motion: At every turn you get a little more derailed, until finally you’re off the tracks entirely and the dealership has what it wants: your entire bank account. Part of the problem is the sheer number of variables involved in negotiating the sale: the price, the options, the financing, the monthly payment, maybe a trade-in. You should methodically research and consider every conceivable scenario before setting foot on a dealer’s lot. Otherwise, dealers will do everything they can to tilt the transaction in their favor. “They’re looking at making money off you in stages,” says Jeff Bartlett, deputy online editor for autos at Consumer Reports, “so ... read more

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The Flying Car has Arrived

The Flying Car has Arrived

A New Dimension of Freedom! Its here, the flying car. Can you believe it. Starting at $274,000. I has all the controls of a small aircraft and when you land, just drive it right off the airport landing pad to the house! It is called the Terrafugia. Comes equipped with everything a normal car has such as steering wheel, turning signals, gas petal and breaks. But then has everything that a airplane would have with all flight controls. “We have been dreaming about flying cars since the turn of the 20th century.  The Transition® street-legal airplane is the first step on the road to the practical flying car.  Terrafugia’s vision for the future is the TF-X™: a bold concept intended to lead the creation of a new industry and bring personal aviation into the mainstream.  We’re starting with proven technology and our product roadmap is designed to make personal aviation progressively safer and more accessible to a broader segment of the population ... read more

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Protecting Your Classic Car at a Car Show

Protecting Your Classic Car at a Car Show

If you’re bringing your classic car to a car show its best to keep an eye on it or have someone keep an eye on it at all times. If possible try and put a rope up around it so people can just look and not touch. After the thousands of dollars and countless hours of work put in to your car make sure that your protecting it. Yes and then there are the kids with their handprints, often eating snow cones and cotton candy at car shows. And not to be outdone, mom is usually wearing lots of jewelry, much of it metallic, and that too will scratch. A perfectly flawless paint job is hard to come by, especially if the car is a daily driver, or is driven around once in a while on the weekends. After all, it only takes one door ding or one shopping cart to put a small crease in the side, on that once perfect paint job. The first thing I recommend you do when you take your car to a classic car show is to put a sign on an easel with all the information and digital picture ... read more

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Mini

Mini

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BMW

BMW

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Happy Halloween

Happy Halloween

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Student Car Loans

Student Car Loans

Students Buying a Car Cars have become pricey. Most people find it difficult to invest in a brand new car even if they have well-paid jobs. That’s because of the steep rise in the prices of essential commodities. Students who apply for auto loans face rejections. Most of these rejections are made by traditional banks and other similar organizations. This does not imply that you will lose hope and feel disappointed. There is no point in complaining; find an effective remedy instead. Here is some advice on how to get approved even if you are a student. Keep your DTI down which stands for Debt to Income ratio. This shows the car lenders that you are able to make your payments on time if you don’t have a lot of debt. Best to keep this number below 40% Make sure that you have a regular source of income. Since you are a ... read more

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Car Shopping

Car Shopping

Buying a New Car Car shopping is fun. You get the opportunity to browse a dealership’s inventory, do a little fantasy car “shopping” and go out on fun test drives. In the end, you get to negotiate a (hopefully) good price with the dealership’s salesperson. Once all of this is over, though, you should not content yourself with signing the paperwork. Relaxing will be a big problem at this point, because unless you are paying cash for your new car, you will be soliciting lenders for a car loan. You should always try and get the lowest rates you can. Don’t take the first offer that they give. Try and push for a better deal and remind them there are several out there. Dealer Financing After you and the salesperson have picked out your car you will be directed to the finance office. They will try and upsell you with fancy add-ons. Sometimes they are perfect for you but most the time they can be an unnecessary expense. Large Banks ... read more

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Pay-As-You-Go Car Insurance?

Pay-As-You-Go Car Insurance?

Several auto insurance providers now allow customers to lower their insurance rates based on how they drive. Called “pay as you go” car insurance plans, the policies are underwritten the same way conventional plans are done but provide people with the chance to reduce their rates by up to 30 percent based on how, when and where they drive. This type of car insurance has been preferred by environmentalist groups believing that saving money will encourage people to drive less. Another attraction to pay-as-you-go car insurance is that the market can be better segmented; thereby enabling those who drive less and less dangerously save on car insurance. Companies could market to these drivers and attract them with lower rates. These types of drivers often include students who don’t drive as much as commuters and are often unable to pay high rates. Of course, when people drive less, there also are fewer accidents, and a 2005 study conducted by the Brook ... read more

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Does your A/C unit need serviced?

Does your A/C unit need serviced?

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